Repayment frequency?
How much would you like to borrow?
Interest Rate
1.67% monthly
Minimum duration
61 days
1. Tell us about yourself
Fill out the form with a few details and submit your loan request to receive it the same day.
2. Instant Bank Verification
The Instant Bank Verification (IBV) allows you to borrow money without a credit check or sending documents.
3. Receive your microloan
Access your express loan and enjoy it immediately. Even the signing of the contract is done online!
Zero documents required
You will not have to provide any documents.
Instant loan
Receive your loan on the same day you apply.
Zero credit checks
No credit check will be performed.
Flexible repayment
Flexible repayment schedule.
Private money lender
Your security and confidentiality is assured.
Simplified process
Complete the process in a few simple steps.
When an organization or financial institution performs a credit check, that means that they are asking for access to information found in your credit report. They verify your past credit history, your credit rating, your repayment capacity based on your current income level and conduct other credit verifications. When the credit investigation is done, banks or other financial institutions will make a decision regarding your loan eligibility. A bad credit score can result to a loan rejection.
With us, no need to worry about your past credit history. We are a no credit check lender who offer short-term cash financing solutions, in a 100% secure and confidential manner, no matter what your financial situation is. Whether it's for a weekend getaway, an unexpected expense or a bill payment, borrow money online for your financial emergencies!
Fast Simple Secure
Simple
Secure
We offer a maximal annual interest rate of 19.99%. If unpaid, the applicable interest rate is 1.67% per month.
Representative example of the total cost of the loan
If the loan amount is CAD $500 and the interest rate is 19.99% per annum with payback of 90 days, the loan payable is as follows: loan amount CAD $500 * ( 19.99% / 365 * 90 days ) = CAD $524.65. This will result in a repayment of $174.88 per month for 3 months.
A $500 loan may include optional services, at the customer’s discretion. These services are entirely voluntary and are not required to obtain the loan. Choosing not to enroll will not affect the credit decision or the terms of the loan. If the customer chooses to enroll, fees for optional services may apply. For example, payments would be $145.59 bi-weekly, for a total of $873.54. These amounts include the optional service fees, which are separate from the loan principal and interest. The optional services are provided by a separate entity, which determines its own fees independently. These fees are not part of, and are separate from, the interest charged on the loan.
Minimum and maximum period for repayment
We will determine your minimum payments together, after verifying your ability to repay and the length of time you wish to make your payments.
Our credit installments are flexible and can be repaid over a minimum of 61 days and up to a maximum of 6 months. However, full or partial payment can be made at any time.
Always use caution
We encourage you to borrow in a responsible manner. Although we offer a great way to help you during times of need, the interest rate is higher than that of local banks. Use them only when no other options are available. Use them as seldom as possible. Used in a responsible way, it can be the best option for you. Taking on too many short-term loans simultaneously could result in serious financial problems and too much debt.
Credit scoring and financial support
Our business model is compliant with Canadian legal standards. If a particular situation arises during your use of our loan services, our facility is here to assist with payment issues, loan modifications, or any other needs you may have.
Transactions made with our services do not affect your credit score as we do not contact credit institutions for verification purposes.
Responsible lending
Loan applications are reviewed through our filtering process to ensure that each borrower has sufficient income to meet repayment obligations. This review includes, but is not limited to: verifying that your monthly employment income is adequate to qualify for the loan, confirming that your bank account does not show a high level of NSF charges, and ensuring that excessive pre-authorized debits are not present, as these could interfere with repayment. If you do not meet these criteria, your loan application will be declined.